I have Insurance through work but it’s unaffordable. Can I get insurance and a subsidy through Covered California?

By Theresa Struckmeyer, Certified Covered California Insurance Agent To finish up my most frequently asked Covered California series, let’s go with the most controversial of all the questions. This question comes from our friends who are offered health insurance through work except in their opinion it is not affordable. Can these Californians enjoy the same subsidies and low price insurance offered through Covered California? The answer is SOMETIMES but SOMETIMES occurs very rarely. In order to qualify their insurance must be unaffordable or not meet minimum coverage standards. Here is the issue with this answer, affordable is very subjective and many Californians think that if [...]

I have Insurance through work but it’s unaffordable. Can I get insurance and a subsidy through Covered California?2017-04-04T11:04:40-07:30

Covered California: When can I sign up for a health plan?

Covered California: When can I sign up for a health plan? By Theresa Struckmeyer Health Insurance Specialist One of the most confusing changes that came with the Affordable Care Act is the implementation of open enrollment. Open enrollment is a time where anyone can change their health plan or add a new health plan during the year.Open enrollment is now closed for 2015 but next year’s open enrollment is just around the corner. November 1st 2016- January 31st 2016 is next year’s open enrollment time. Before the Affordable Care Act, people could change their individual health insurance at any time. This isn’t the case anymore. [...]

Covered California: When can I sign up for a health plan?2016-12-29T15:53:41-07:30

Covered California: How much will I get penalized if I don’t get Health Insurance?

  After spending some time on our new Medicare Blog, I realized I needed to start a blog about Covered California as this law is just as confusing as Medicare If not more so since it is so new. To start us off on the right foot let's start with frequently asked questions. And the most asked question award goes to none other than “How much will I be penalized if I don’t buy health insurance”? The short answer isn’t quite so simple so let’s dig a little deeper into this issue. To start with, there are many people who will not get penalized due [...]

Covered California: How much will I get penalized if I don’t get Health Insurance?2017-04-04T11:06:53-07:30